Features

Contracting through our PAYE umbrella is the fastest route to contracting. The set-up is very quick, you have no accounting, tax, or IR35 concerns - you simply get yourself out of bed, into work, and get paid.

Award winning

Voted best specialist PAYE Umbrella service for 2020 by Acquisition International.

Quick pay

We run a payroll every day, meaning the day we get paid by your agency/client is also the day you get paid. Our Faster Payments service is standard so in most cases funds will clear into your personal bank account almost instantly.

Real expertise

We have been dealing with contractors since 2005 and our office is full of skilled, hard-working payroll, tax, and accounting experts.

Hide nothing

Our fixed fees are fully inclusive of contractor insurance, expense processing, and credit control. We have no minimum contract period, and there are no set-up or exit costs.

Instant txt

We'll send you a text message as soon as we have paid you.

Covered

You will be included in the No Worries Red Umbrella group insurance policy at no extra cost with: £10m of Employers Liability, £5 million of Public Liability, £5 million of Professional Indemnity

Online

Our online system is open 24/7 for your timesheets, and expense claims. Nothing could be easier.

Speed

Get set-up with us the same day, get yourself working, and get paid faster with our 'no messing around' policy.

Friendly

We are here to help, and love making our contractors happy. Thats why we'll go the extra mile.

New to contracting?

The world of contracting can sometimes feel over-whelming. Our resources here help explain what contracting is all about, and if you still have some questions or feel a bit unsure send us a quick message, or get in touch.

Susan Hartmann
Susan Hartmann
14:15 15 Apr 20
Highly experienced and professional, brilliant to work with. Would happily recommend.
andrewbiden
andrewbiden
11:58 02 Dec 19
The set up was very easy and the staff have been always efficient and quick to respond. No problems to date. I’d recommend the service to anyone needing an umbrella type entity for contractor work. Cheers
Scott Finneran
Scott Finneran
14:09 11 Nov 19
Excellent service. I don't have to do anything as everything is taken care of. The speed and quality of service oftentimes makes me feel like their most important client. Definitely worth trying
alicja z6
alicja z6
14:58 23 Oct 19
I highly recommend Claire at No-Worries Umbrella. She is very efficient and will follow up on your remittances regarding your contracts, working to resolve problems and report back promptly. Thank you Claire!
Lenise Hugo
Lenise Hugo
07:30 23 Oct 19
I strongly recommend Claire at No Worries Red Umbrella Ltd. She is not only professional but also very kind, and this latter skill is not easy to find nowdays. Finally, you can find Claire at any from 08,00 am!
Basilio Scaffidi
Basilio Scaffidi
21:07 13 Oct 19
I’ve found No Worries to be a reliable, efficient and good-value umbrella service. Claire is smart, helpful and always gets back to me straight away. Recommended.
Alex K
Alex K
17:39 13 Oct 19
I highly recommend Claire at No Worries Accounting. She is always cheerful, helpful, professional and informed. Claire is a confident, welcoming, dedicated advocate for her clients and responds to all issues and questions fully and promptly. I have had nothing but positive interactions with Claire and feel secure that my accounting matters are always up to date and in order under Claire's adept and experienced guidance.
Rob Edmonds
Rob Edmonds
16:29 13 Oct 19
No worries and no fuss, indeed! Great services, easy access to the online time sheets. Claire, always kind and responsive. Highly recommended.
Chris Nikolaidis
Chris Nikolaidis
20:16 11 Oct 19
Excellent and friendly service. Quick response to your every enquiry and accounting need. Claire has been handlings my account for a couple of years now. She is extremely helpful, attentive, and professional. She is a real credit to No Worries. I would definitely recommend their service.
Lynn Stell
Lynn Stell
08:21 11 Oct 19
Daniel Nelson
Daniel Nelson
17:55 10 Oct 19
T. P-H
T. P-H
17:08 10 Oct 19
Elisa S
Elisa S
21:24 08 Oct 19
Outstanding service!!!
Angie Gapa
Angie Gapa
17:08 08 Oct 19
Great service and communication. Claire has provided excellent guidance and support.
Antonios Kakkavas
Antonios Kakkavas
16:01 08 Oct 19
Highly recommend Claire Weir at No Worries Red Umbrella. She has provided me with excellent assistance over the past few years and I am still very happy with the service.
Jacques Du Plessis
Jacques Du Plessis
15:46 08 Oct 19
Really happy with the service and if I have any problems Claire is on it!
Ines Down
Ines Down
14:42 08 Oct 19
I have been using No worries for a number of years and can highly recommend this service, the service is excellent. Whenever I email Claire I have a immediate response, she has been really helpful when I needed her to support me with anything. I cannot fault the service - Excellent!!
parveen ahmed
parveen ahmed
13:42 08 Oct 19

Prices and Packages

We operate one simple package designed to fit your contracting life.

Ready to get started

Getting started with us is simple. Just complete our online sign-up form, and we’ll take things from there. And of course if you have a few questions, give us a call first.

Frequently asked questions

How do I get started?

The first step is to register on our website here. We will then need to collect some personal details (ID and proof of address), and your contract documents. Once signed and sent back to us you will be ready to go.

Do I need to get insurance?

No. As an employee of No Worries Red Umbrella you fall under our professional indemnity, employer’s liability and public liability insurance policy – see above.

How about holiday pay. How does that work?

You are entitled to 5.6 weeks holiday pay each year calculated on a pro rata basis to the number of weeks actually worked.

Do I pay you if I stop working?

No. Your fee is only payable if you are working. No work, no fee.

Do you give me a payslip each week?

Yes.

Who pays my PAYE and NI taxes?

As an employee of No Worries Red Umbrella we take care of paying all your taxes. So you know the money you get paid into your personal bank account is all yours – there are no other provisions you need to make for keeping money aside to pay tax.

Is there a minimum tie in period?

No, you can contract using No Worries Red Umbrella for as long or as short as you like. There are no entry fees, and no exit fees.

How do I sign up?

Signing up to our service couldn’t be easier. Complete our online form here, and we will get things rolling.

How do expenses work?

From 06 April 2016, if you are a Contractor working under Supervision, Direction, or Control (SDC), any travel/subsistence (T&S) expenses you incur in getting to work each day can no longer be claimed. The SDC test is very broad, and we think most Umbrella contractors would fail it. You can find HMRC guidance on the situation here. If you are not working under SDC, then any travel/subsistence expenses you incur can be reclaimed on your personal tax return at the end of each tax year, provided the HMRC accept them. As a business, we operate on the principle all our Umbrella workers operate under SDC, and so no T&S can be claimed.

For any legimate Expenses you incur, please keep copy of the receipts and claim these Expenses in your personal tax return each year. Provided the HMRC accept your expenses, you will get a PAYE tax refund based on their total value. Note you will not get any NIC relief of the value on any expenses.

Why is Employer’s NIC deducted from my payslip?

In permanent employment, the employer is liable for the Employer’s National Insurance contribution (NIC). Through an Umbrella Company, it is no different and Employer’s NIC payments still need to be made on the salary you are paid by your Umbrella firm. The rate you are offered to work through an Umbrella Company should be adjusted to allow for this. It therefore needs to be taken into consideration when negotiating your pay rate with the agency / end client. You may be offered two different rates, one to be paid directly through the company’s payroll and another, higher rate, to have your pay processed through an Umbrella Company. The lower rate will apply if you opt to be paid directly by the company because they will be liable for the Employer’s NIC in addition to your salary. The higher rate is offered if you are being paid through an Umbrella Company because the income from your assignment must be used to fund the Umbrella’s Employer’s National Insurance contributions, as well as your salary.